IntraFi Network Deposits®

As your neighbor and community bank, it's our job to keep your assets safe and make your life easier.

As your neighbor and community bank, it's our job to keep your assets safe and make your life easier.

Keep large deposits safe with IntraFi Network Deposits®. You can access FDIC protection on multi-million dollar deposit investments through First Hope Bank. There are few guarantees in life—FDIC insurance is one of them.

In addition to security, this effortless solution replaces a mountain of management. Enjoy streamlined statements and tax reporting while eliminating several middle-men between you and your money.


  • Interest earned on entire balance
  • $300 daily minimum balance to waive $4 monthly service charge
  • Unlimited withdrawals — in person or with your ATM card
  • Free ATM card
  • Free online banking & bill pay
  • Free mobile banking
  • Free telephone banking

How it works

First Hope Bank is a member of a special network. When you place a large amount with us, we place your funds into accounts issued by other banks in the same network—in increments of less than $250,000—so that both principal and interest are eligible for complete FDIC protection. As a result, you can receive coverage from many banks while working with just one.

These exchanges, occurring on a dollar-for-dollar basis, can bring the full amount of your original deposit back to our bank. As a result, we can make the full amount of your deposit available for community lending purposes. 1

What Else Should I know

Now you no longer have to spend time managing multiple bank relationships, administering various interest rates, organizing interest disbursements from various sources, or manually consolidating monthly statements. This reduces your administrative burden, especially during tax and financial reporting seasons.

And with IntraFi Network Deposits, you can eliminate the need to monitor changing collateral values—another time saving convenience.

Minimum deposit at account opening may apply. Statement fee may apply.

1 This benefit applies to some, but not all types of IntraFi Network Deposits transactions. Let us know if this benefit is important to you, so that we can explain the relevant terms and conditions in more detail.

IntraFi Network Deposits is a registered service mark of IntraFi Network LLC

Personal Savings

You have unique goals for your future. We have savings acocunts designed to help you meet those goals with benefits like earned interest and free online & mobile banking to help you get there faster.