Kasasa Cash®

Free checking that rewards you in high interest.*

Free checking that rewards you in high interest.*

Overview

You work hard for your money.

As your local bank, we know how important that is, and think you should continue benefitting from your hard work. That’s why we provide the Kasasa Cash Checking account that helps you earn more every month. Kasasa Cash lets you earn high interest, so you can benefit from extra cash every monthly qualification cycle. Plus, we make it easy to get started with no minimum balance, and no monthly service charge. It’s just one of the ways we help your money work harder for you. 


Requirement:
Sign up to receive eStatements
Log into online banking once per statement cycle via browser or mobile app

Qualifications:
Enroll in and log into online banking
Have at least 12 debit card purchases
Have at least 1 direct deposit or ACH credit or payment

View the Kasasa Qualification Calendar below for more information:

 

Kasasa Cash Rates

Rates Effective: 2/21/2024

Kasasa Cash Rates
Minimum Balance to Earn APYAnnual Percentage Yield (APY)*
Balances up to $10,0001.00%
Balances over $10,0001.00%-0.32%2

*Rates are subject to change after account is opened. “Monthly Qualification Cycle” is the period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Rewards are earned only if requirements and qualifications are met each monthly qualification cycle. Qualifying transactions must post and settle during qualification cycle. Transactions may take one or more banking days from the date of transaction to post and settle. ATM transactions do not qualify as debit card transactions. When requirements and qualifications are met in Kasasa Cash®: 1Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($5 per single transaction) and credited to account on the last day of monthly statement cycle; 2balances up to $10,000 will earn an APY of 1.00%; and balances over $10,000 will earn an interest rate of 0.25% on the portion of the balance over $10,000, resulting in an APY range of 1.00% – 0.32% depending on the balance. If qualifications are not met on Kasasa Cash®, all balances will earn and APY of 0.02%. The advertised Kasasa Cash® APY is based on compounding interest. Interest earned may be less than advertised APY. If requirements and qualifications are not met, we reserve the right to convert your account with proper notice. Fees may reduce earnings. Limit one account per Social Security Number. Personal accounts only. Minimum deposit at account opening may apply. Member FDIC. Contact a First Hope Bank associate for more information.

Helpful Resources

https://www.firsthope.bank/savings/intrafi-network-deposits/

Overdraft Protection

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Online & Mobile

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Financial Calculators

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“It is so important to me that everyone know this bank is actually helping the community and local small businesses. I want to give credit where credit is due, my business Island Dragway is forced closed by COVID-19. I applied for the Paycheck Protection Plan as soon as it was available and have heard horror stories from friends using big-name banks. First Hope Bank was on top of everything, in constant communication, and always treated my business as a priority without blowing me off for a ‘bigger fish.’ Thanks to them I can pay my full-time employees and our health insurance for eight more weeks.”

-Melissa M., Island Dragway