*APY=Annual Percentage Yield. Fees may reduce earnings. Rates are subject to change without notice. To obtain current information, please call 908-459-4121.

¹Rewards are earned only if requirements and qualifications are met each monthly qualification cycle. “Monthly Qualification Cycle” is the period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Qualifying transactions must post and settle during qualification cycle. Transactions may take one or more banking days from the date of transaction to post and settle. ATM transactions do not qualify as debit card transactions. Kasasa Cash® balances over $10,000 earn an interest rate of 0.25% on the portion of the balance over $10,000, resulting in 1.00% – 0.32% APY depending on the balance. Interest earned may be less than the advertised APY. If qualifications are not met, all balances will earn 0.02% APY. Kasasa Cash Back® earns 3.00% Cash Back on debit card purchases up to $200 during each monthly qualification cycle (up to $6 Cash Back per qualifying cycle, $72 cash back per year). Kasasa Saver® balances over $10,000 earn an interest rate of 0.25% on the portion of the balance over $10,000, resulting in 0.50% – 0.27% APY depending on the balance. Interest earned may be less than the advertised APY. If qualifications are not met, all balances will earn 0.02% APY. Student Checking is recommended for ages 17-24. Domestic ATM fees incurred on Kasasa Cash® and Kasasa Cash Back® during qualification cycle up to $25 (up to $5 per single transaction) will be reimbursed and credited to the account on the last day of the monthly statement cycle. Domestic ATM fees incurred on Student Checking during qualification cycle up to $12.50 (up to $5 per single transaction) will be reimbursed and credited to the account on the last day of the monthly statement cycle. To qualify for Kasasa Cash® and Kasasa Cash Back® rewards each monthly qualification cycle, you must have at least 12 debit card purchases, enroll in and log in to Online Banking, and have at least 1 direct deposit or ACH payment or credit. To qualify for Student Checking rewards each monthly qualification cycle, you must enroll in and log in to Online Banking. eStatements are a requirement on all reward accounts. If requirements and qualifications are not met, we reserve the right to convert your account with proper notice. Fees may reduce earnings. Limit one account per Social Security Number. Personal accounts only. Minimum deposit at account opening may apply. Member FDIC. Contact a First Hope Bank associate for more information.

*Fees may reduce earnings. Rates are subject to change without notice. To obtain current information, please call 908-459-4121.

^*Fees may reduce earnings. Rates are subject to change without notice. To obtain current information, please call 908-459-4121.

¹Fees may reduce earnings. Rates are subject to change without notice. To obtain current information, please call 908-459-4121. $2,500 minimum deposit required to open and earn APY. Early withdrawal penalties may be imposed.

¹Fees may reduce earnings. Rates are subject to change without notice. To obtain current information, please call 908-459-4121.
²$2,500 minimum deposit required to open and earn APY. New money only. You may withdraw up to 50% of your total deposit once during the lifetime of the CD, penalty free, except within 6 days after the date deposit. Penalties for each additional withdrawal will be incurred.

*Fees may reduce earnings. Rates are subject to change without notice. To obtain current information, please call 908-459-4121.