Choose the right mortgage, with the right partner by your side.
We are here to listen to your needs, learn about your goals, and find the mortgage that gets you into the home you’re dreaming of.
We’re by your side every step of the way.
When you’re ready to buy a home, First Hope Bank is here to help with the personal service, local knowledge, and guidance you need to move into the home of your dreams.
Whether you’re buying your first home, have been through the process before, or want to build something all on your own, we’re your dedicated, experienced partner—and we’re part of your community.
Our competitive rate on a 30-Year Fixed Rate Mortgage*:
6.75%RATE*
6.893%APR*
Based on the loan amount of $400,000 for 30 years. Your 360 monthly payments will be equal and consecutive payments of $2,594.35. The actual payment may be greater because taxes and insurance are not included.
As a small, local bank with big bank capabilities, we offer homebuyers:
- Competitive rates
- Personal, one-on-one service every step of the way
- The convenience of a neighborhood bank
- Local knowledge and decision-making
- A wide range of mortgage loan options
Choose the mortgage loan that’s right for your needs:
- Fixed-Rate Loan
- Adjustable Rate Mortgage
- Jumbo Loan
- FHA Loan
- USDA Loan
- Construction Loan
- Reverse Mortgage (HECM)
With First Hope Bank, a mortgage is more than just a loan.
As a family-owned bank since 1911, First Hope Bank is uniquely dedicated to the
people of our community. We have extensive knowledge of the local real
estate market, and can help you move efficiently and seamlessly through the homebuying process.
You can get pre-qualified or apply online today.
We’re here to get our customers home
“First Hope Bank changed my life: they helped me achieve the American dream of owning a home. It’s in a really nice neighborhood, we look out for each other and help each other out. I’ve been with First Hope Bank for more than 50 years, and I’m a customer for life.”
– Roseanne Z.
Our Mission
To help our customers turn their hopes into reality and be an active contributor to our community’s success.
First Hope has grown and flourished under the guidance of four generations of family leadership, and continues to thrive through technological advancements and services in order to stay ahead of the evolving financial industry. We offer a comprehensive suite of financial management tools for everyone including both consumer and commercial services as well as a well-rounded Wealth Management division. We are proud of our history and community commitment, and are focused on expanding the history of the bank for the next hundred years.
*Interest Rates vary daily and are accurate as of May 10, 2025 and subject to change without notice. Terms and conditions are subject to change. Subject to approval. Principal and Interest payments do not include taxes, insurance, or monthly mortgage insurance, if applicable. Flood insurance may be required. Monthly principal and interest payment information assumes an equal consecutive monthly payment for the duration of the mortgage. A minimum credit score of 740, 75% Loan To Value (LTV), Debit to Income Ratio (DTI) not greater than 45%, purchase of a primary residence, single family detached not including condominiums in Morris, Sussex and Warren Counties, New Jersey, first lien mortgages without subordinate financing and with escrow for taxes and insurance. Standard conforming loan limits apply. Rates may be higher for condos, refinance transactions and/or refinancing of subordinate liens. Loans over 80% LTV require PMI insurance. All loans are subject to full underwriting review. Company NMLS #460885