Certificates of Deposit

Overview

  • Accelerated returns at a fixed rate
  • Terms from 3 months to 5 years
  • Risk-free options allow one penalty-free withdrawal [1 & 2]

Get peace of mind while growing your wealth with the help of a Certificate of Deposit (CD) from First Hope Bank. Enjoy the perks of immediate interest earnings, and feel secure knowing your local bank has your back with FDIC insurance. That is the service you deserve from your community bank and neighbor. 

Promotional Certificates of Deposit

Rates Effective: 5/19/2024

Promotional Certificates of Deposit
ProductInterest Rate PaidAnnual Percentage Yield (APY)1
9 Month CD Special13.94%4.00%
13 Month CD Special13.45%3.49%
23 Month CD Special12.97%3.00%

1Fees may reduce earnings. Rates are subject to change without notice. To obtain current information, please call 908-459-4121. $2,500 minimum deposit required to open and earn APY. Early withdrawal penalties may be imposed.

Certificates of Deposit

Rates Effective: 5/19/2024

Certificates of Deposit
ProductInterest Rate PaidAnnual Percentage Yield (APY)1
3 Month0.05%0.05%
6 Month0.15%0.15%
12 Month0.15%0.15%
18 Month0.25%0.25%
24 Month0.20%0.20%
30 Month0.40%0.40%
36 Month1.00%1.00%
36 Month Risk-Free 20.95%0.95%
48 Month0.60%0.60%
48 Month Risk-Free 20.55%0.55%
60 Month0.60%0.60%
60 Month Risk-Free 20.55%0.55%

1Fees may reduce earnings. Rates are subject to change without notice. To obtain current information, please call 908-459-4121.
2$2,500 minimum deposit required to open and earn APY. New money only. You may withdraw up to 50% of your total deposit once during the lifetime of the CD, penalty free, except within 6 days after the date deposit. Penalties for each additional withdrawal will be incurred.

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