Life Happens Loan

The Life Happens Loan means:

  • No need for collateral to qualify
  • Terms of 24 to 84 months
  • Borrow $2,500 to $20,000
  • Lower interest rates for higher credit scores
  • Fast, local approval from the bank you trust

Life Happens Loan

Big expenses happen, and sometimes they catch you off-guard. You learn you have to finance a wedding next year. Or your car needs major repairs. Or you need a medical procedure your insurance won’t quite cover.

We have a better solution than maxing out a credit card. It’s called the Life Happens Loan1, an unsecured loan that lets you borrow at rates even cheaper than many online lending websites.


1All loans subject to approval. Rates are subject to change without notice. To obtain current information, please call 908-459-4121. Must be an established First Hope Bank customer for a minimum of one year. Payments must be auto-debited from a First Hope Bank account or via ACH. Maximum household borrowing limit is limited to the maximum loan amount.